* This is based on funding for the 2022/3 academic year and may change in the future, so it’s important to check out Student Finance England which will have the most up to date information. 

Years 1-4: 

• SFE will provide a tuition fee loan and (means-tested) maintenance (living costs) loan. You will need to pay this money back, which you will do once you start earning over the threshold (£25k a year). 
• You may be eligible for a long-course loan if your course is longer than 33 weeks and 5 days (check out your uni’s advice), which will provide you with a bit extra money. 

Year 5 onwards: 

• Tuition fees: You can apply to the NHS Business Authority, who will pay your tuition fee for you. You do not need to pay this back. 
• Living costs: You can apply for a means tested maintenance loan from Student Finance England. You can also apply for a £1000 grant, and a means-tested bursary from the NHS Business Authority to help cover living costs. The amount you will receive depends on your household income, and whether you are living in London or living with your parents.
• For academic year 2022/23, we worked out that total maximum funding for living costs across the different years of medical school for a 40-week academic year would look like this:

Behind the numbers

Using  the middle column as an example, a medical student living outside of London out of their parental home in years 1-4 would receive a maximum £9706 of means tested maintenance loan, plus £104 per week for 10 weeks from Student Finance England. This is because the academic year is longer than 30-week 3-days, and therefore the student would qualify for a long course loan for the rest of the weeks of the academic year. 

The same student in year 5 would receive £2534 in means-tested maintenance loan from student finance England, a £1000 grant from NHS Bursary, a £2643 means-tested bursary from NHS Bursary, plus £84 per week for 10 weeks due to the academic running beyond 30 weeks.

The same student in their final year of studies would receive £1975 in means-tested maintenance loan from student finance England, a £1000 grant from NHS Bursary, a £2643 means-tested bursary from NHS Bursary, plus £84 per week for 10 weeks due to the academic running beyond 30 weeks.

* This is based on funding for the 2022/3 academic year and may change in the future, so it’s important to check out Student Finance Wales which will have the most up to date information. 

Years 1-4: 

• SFW will provide a tuition fee loan. You will need to pay this money back, which you will do once you start earning over the threshold (just over £27k a year). 
• Living costs: You can apply to SFW for funding. The amount you receive will depend whether you live in London or living with parents. All students are entitled to the same amount of funding, but the amount which is a repayable loan, and the amount which is a non-repayable grant, depends on your household income. 
• You may be eligible for a long-course loan if your course is longer than 33 weeks and 5 days (check out your uni’s advice), which will provide you with a bit extra money. 

Year 5 onwards: 

• Tuition fees: You can apply to the NHS Business Authority who will pay the tuition fee directly to your university. This is a bursary, and you will not need to pay this back.
• Living costs: You can apply for funding from Student Finance Wales, and the amount you will receive depends on whether you are living in London or living with your parents. However, all students are entitled to the same amount of funding, though the proportion that is a loan and the proportion that is a grant is means-tested. Overall, however, it is less than you are entitled to in years 1-4.
• You can also apply for a £1000 grant, and a means-tested bursary from the NHS Business Authority to help cover living costs. The amount you will receive depends on your household income, and whether you are living in London or living with your parents.

For academic year 2022/23, we worked out that total maximum funding across the different years of medical school for a 40-week academic year would look like this:

Behind the numbers

Using the middle column as an example, a medical student living outside of London, and out of the parental home in years 1-4 would receive a maximum £10710 of means tested maintenance funding, plus £138 per week for 10 weeks from Student Finance Wales. This is because the academic year is longer than 30-week 3-days, and therefore the student would qualify for a long course loan for the rest of the weeks of the academic year. 

The same student in year 5 would receive £4855 in means-tested maintenance funding from Student Finance Wales, a £1000 grant from NHS Bursary, a £2643 means-tested bursary from NHS Bursary, plus £84 per week for 10 weeks due to the academic running beyond 30 weeks.

The same student in final year would receive £4855 in means-tested maintenance funding from Student Finance Wales, a £1000 grant from NHS Bursary, a £2643 means-tested bursary from NHS Bursary, plus £84 per week for 10 weeks due to the academic running beyond 30 weeks.

Remember that the funding received from Student Finance Wales is a mixture of grant and loan, so you will pay back some, but not all of the money.

* This is based on funding for the 2022/3 academic year and may change in the future, so it’s important to check out Student Awards Agency Scotland, which will have the most up to date information. 

Years 1-4: 

• Tuition fees: Student Awards Agency Scotland will provide a tuition fee loan. You will need to pay this money back, which you will do once you start earning over the threshold (just over £27k a year). 
• Living costs: You can apply for funding from Student Awards Agency Scotland. The amount you receive depends on your household income. This will be a mixture of a bursary and a loan, of which the amount depends on household income. 

Year 5 onwards: 

• Tuition fees: Student Awards Agency Scotland will pay the tuition fee directly to the university. You do not need to pay this back, it is a bursary. 
• Living costs: You can apply for funding from Student Awards Agency Scotland. This funding is the exact same as what you will receive in Years 1-4: it will depend on your household income, and be a mixture of bursary and a loan. 

For academic year 2022/23, the total funding across the different years of medical school for a 40-week academic year would be the same, and dependent on household income only.

Household Income	Bursary £	Loan £	Total £
£0 to £20,900	2000	6,100	8,100
£21,000 to £23,999	1,125	6,100	7,225
£24,000 to £39,999	500	6,100	6,600
£34,000 and above	0	5,100	5,100

* This is based on funding for the 2022/3 academic year and may change in the future, so it’s important to check out Student Finance Northern Ireland, which will have the most up to date information. 

Years 1-4: 

• Tuition fees: Student Finance NI will provide a tuition fee loan. You will need to pay this money back, which you will do once you start earning over the threshold. 
• Living costs: You can apply for funding from Student Finance Northern Ireland, and the amount you will receive depends on whether you are living in London or living with your parents, and your household income. This is a mixture of bursary and loan dependent on household income. 

Year 5 onwards: 

• Tuition fees: You can apply to the Department of Health, Social Services and Public Safety who will pay the tuition fee directly to the university. This is a bursary, and you will not need to pay this back.
• Living costs: You can apply for funding from Student Finance Northern Ireland, and the amount you will receive depends on whether you are living in London or living with your parents, and your household income.
  
  This is a mixture of bursary and loan dependent on household income. Overall, however, it is less than you are entitled to in years 1-4.
  
  You can also apply for a means-tested bursary from the Northern Ireland Department of Health to help cover living costs. The amount you will receive depends on your household income, and whether you are living in London or living with your parents.

For academic year 2022/23, we worked out that total funding across the different years of medical school for a 40-week academic year would look like this:

Behind the numbers: 

Using the middle column as an example, a medical student living outside of London out of the parental home in years 1-4 would receive a maximum £4840 of maintenance loan, a maximum £3475 of maintenance grant, plus £84 per week for 10 weeks from Student Finance Northern Ireland. This is because the academic year is longer than 30-week 3-days, and therefore the student would qualify for a long course loan for the rest of the weeks of the academic year. 

The same student in year 5 would receive £2370 in non-means tested maintenance funding from Student Finance Northern Ireland, and a £2355 bursary from Department of Health Northern Ireland.

The same student in final year would receive £1850 in non-means tested maintenance funding from Student Finance Northern Ireland, and a £2355 bursary from Department of Health Northern Ireland.